What is PCI DSS (Payment Card Industry Data Security Standard)?
If your business handles clients credit cards, via eftpos, batch payments, on-line shopping carts or even storing clients payment details, you have a responsibility to keep that information safe.
The best way to maximize security of cardholder data is to continuously monitor and enforce the use of controls specified in the Payment Card Industry Data Security Standard.
The Payment Card Industry Data Security Standards (PCI-DSS) are a set of guidelines developed by MasterCard, Visa, American Express, Discover and JCB International to assist merchants in preventing payment card fraud and to improve security around processing and storing payment card details. Any company processing, storing or transmitting the above branded payment card numbers must be PCI-DSS compliant or they risk losing the ability to process these payments.
Specific questions about compliance validation levels and what you must do to validate should be directed to your acquiring financial institution or payment card brand.
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